Comments on: Credit Card Or Debit Card, Which One You Choose ?

By: Annie

Annie — Thu, 23 Jul 2009 02:06:47 +0000

I prefer to use a debit card. Debit cards are great because they help keep my spending within then limit. The tendency to splurge or charge excessive expenses to my card is avoided because of course you can’t borrow more than what you have loaded onto your card. And with the use of a debit card, it helps me control my spending habit.

By: Ann

Ann — Thu, 25 Jun 2009 16:25:52 +0000

The major different between debit and credit card, using debit card you are saved from debt. Obviously you can’t spend anything if you have noting to spend while using credit card although you are running out of cash, as long as you haven’t reach your credit limit you still can shop something. You just have to worry when the next financial month comes and you get your billing statement.

By: Credit Card Guru

Credit Card Guru — Tue, 16 Jun 2009 06:47:23 +0000

If you can afford to pay back the debt you rack up on a credit card then that is fine, however if you have no self control then stick with the debit card. I always try to use my debit card and it has saved me from making some bad financial decisions

By: Justin cards

Justin cards — Tue, 24 Feb 2009 14:28:51 +0000

For me, i rather take the debit card….its where the cash is…i know credit card..has cash..but its a credit…you need to pay that.while the debit card..you dont have to think how to pay for it…you can spend it wisely and still your money is intact there.

By: Free Wii

Free Wii — Thu, 15 Jan 2009 07:05:12 +0000

I believe a debit card is likely to be the card of choice in these times. You can only spend money you already have instead of running up a debt.

By: Payday Loans

Payday Loans — Mon, 12 Jan 2009 02:26:00 +0000

I’m not a fan of credit either.

You see a lot of people in financial difficulty because of them.

By: lankapo

lankapo — Fri, 09 Jan 2009 13:47:19 +0000

i prefer debit cards but still burden with credit card

so make more money online thru debit card and pay all the debt

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By: Atniz

Atniz — Fri, 09 Jan 2009 10:39:24 +0000

I had bad experience with credit cards and prefer to stick with debit cards. Atnizs last blog post..Message To Work At Home Bloggers

By: Discover

Discover — Wed, 07 Jan 2009 17:46:28 +0000

Credit card without a doubt. Getting 5% cash back at grocery stores is a great deal and will add up to hundreds of dollars by the end of the year and as you mentioned it is a lot easier to dispute a credit card charge.

By: revenue

revenue — Tue, 06 Jan 2009 16:57:10 +0000

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